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SkillsFuture Enterprise Credit (SFEC)
Your Company Has S$10,000 to Spend on Training — Use It Before 30 Nov 2026
Eligible employers hold a S$10,000 SkillsFuture Enterprise Credit that reimburses 90% of out-of-pocket course fees when you send your team for supported training. Unused credit expires on 30 Nov 2026.
S$10,000 credit90% reimbursed30 Nov 2026 deadline
Get My Free SFEC Claim KitFree · takes 30 seconds
At a glance
SFEC Quick Facts
Available to
Eligible Singapore employers — auto-qualified, no application needed
Claim Type
Reimbursement — your company pays first, then claims it back
Payout
Quarterly disbursement via PayNow Corporate or GIRO (IRAS)
Deadline
Training must be completed by 30 Nov 2026
Fresh S$10,000 tranche from 1 Dec 2026
Fresh S$10,000 tranche from 1 Dec 2026
The SkillsFuture Enterprise Credit (SFEC) gives eligible employers a S$10,000 credit to invest in workforce and enterprise transformation. For training, it works as a reimbursement: your company pays the course fee, government baseline subsidies are applied first, and SFEC then reimburses 90% of the remaining out-of-pocket cost — paid out in quarterly disbursement cycles to your corporate bank account.
S$10,000 · 90% back
Use the credit on SWDA-funded courses (no cap within the credit for workforce transformation) and on enterprise transformation programmes such as PSG, EDG and MRA (capped at S$7,000 of the credit).
Worked Example: How Much Does My Company Get Back?
Send 1 employee to a WSQ course (S$1,000 fee)
Full course feeS$1,000
Baseline course-fee subsidy (e.g. 70%)− S$700
Out-of-pocket paid by companyS$300
SFEC reimburses 90%− S$270
Your company effectively paysS$30
That is 3% of the full course fee. Subsidy rates vary by course and company size — SFEC always settles on the out-of-pocket amount after subsidies.
Upskill a team of 10 on the same course
Out-of-pocket for 10 paxS$3,000
SFEC reimburses 90%− S$2,700
Your company effectively paysS$300
SFEC credit still remainingS$7,300
There is no cap on the credit used for workforce transformation — keep training your team until the S$10,000 credit or the 30 Nov 2026 deadline runs out.
Deadline: Use It or Lose It
Expires · 30 Nov 2026
Unused SFEC expires on 30 Nov 2026 — then a fresh S$10,000 tranche begins
For training to qualify under the current SFEC, the last day of training must be on or before 30 Nov 2026 (subject to SWDA approval), and final claims must be submitted by 30 Nov 2026. Any unused balance is forfeited.
From 1 Dec 2026, the SFEC will be redesigned under the Enterprise Workforce Transformation Package (EWTP), and eligible employers will receive a fresh S$10,000 credit in an online wallet. Companies that use their current credit well will be first in line to plan for the new tranche.
Free for eligible employers
Get Your Free SFEC Claim Kit
The step-by-step claim walkthrough, an eligibility check for your company, and a personalised training plan that maximises your S$10,000 credit before 30 Nov 2026 - from our training consultants within 1 business day.
Is My Company Eligible?
1
Auto-Qualified — No Application
All employers eligible for the current SFEC have already been notified. Enterprise Singapore emails newly eligible employers via their registered Corppass Administrators — there is nothing to apply for.
2
Check Your Balance with Corppass
Log in to the SFEC portal with your Corppass — qualifying companies see the S$10,000 credit on their dashboard.
3
Ready to Receive Payouts
Your company must be live with ACRA and have PayNow Corporate or an IRAS-registered GIRO account set up — that is where the quarterly reimbursement lands.
How to Claim SFEC: What Your Company Needs to Do
1
Check Your Credit Balance
Log in with Corppass to confirm your company's SFEC balance. No application is needed — eligible employers are auto-qualified and notified by Enterprise Singapore.
2
Book SFEC-Claimable Training for Your Team
Sponsor your employees for an SWDA-funded course — for example a WSQ course at Tertiary Infotech. The last day of training must be on or before 30 Nov 2026.
3
Complete the Training & Pay the Net Fee
Baseline course-fee subsidies are applied at registration, so your company only pays the out-of-pocket balance. Keep your invoices — SFEC reimburses 90% of that out-of-pocket amount after completion.
4
Submit the Claim (Mostly Automatic)
For SWDA-funded courses, the SFEC claim is in most cases created automatically after the course is completed. Review and submit it on the SFEC claim portal by 30 Nov 2026 — you need a Corppass account with the "EPJS_User" role. See the official SFEC Claim How-To Guide.
5
Get Reimbursed in the Next Quarterly Payout
Approved claims are disbursed on a quarterly cycle to your company's PayNow Corporate or IRAS-registered GIRO account — so expect the money back in the next quarterly disbursement after approval. Allow up to a week after disbursement for your SFEC balance to update.
Reference: SkillsFuture Enterprise Credit (SFEC), GoBusiness Singapore / Enterprise Singapore, as of Aug 2026. Eligibility, funding rates, deadlines and the redesigned SFEC are subject to the prevailing SWDA / EnterpriseSG guidelines — please confirm with us before enrolling.
